Be Prepared for Life’s Shakeups with California Earthquake Insurance

While some storms or events are predicted successfully by the scientific community, others are either worse than forecasted or are completely unexpected. Earthquakes, for example, are not always expected and can catch many homeowners by surprise. Residents of the Golden State should consider purchasing California earthquake insurance to ensure financial protection is in place against tremors or quakes.

An earthquake policy usually covers any property damage or loss of possessions that occurs during a tremor. The payout is usually spent on making repairs or replacing household items.

Your premium can be anywhere from a couple hundred dollars to a couple thousand dollars, depending on many factors including the value of your home and possessions and the amount of risk involved. When determining the cost of your insurance policy, insurers consider multiple factors such as the age of your house, the type of soil it is built on, and how close you live to a fault line.

Major earthquakes are relatively rare events but as they’re highly destructive and most of us simply cannot afford to re-build our home from our savings, a California earthquake insurance policy is more than wise, Big quakes are rarely anticipated so if you don’t have coverage, be sure to talk to an agent today. With Louis Barnett & Associates, you can get the coverage you need for the next big earthquake. Contact us today for more information!