California Workers Compensation Insurance for All Businesses

High rates of California workers compensation insurance claims tend to be associated with ‘dangerous’ careers such as construction or laboring. Surprisingly however, many claims result from the most ‘passive’ of enterprises. Office workers make up a big proportion of claimants, so should you be running an office, whatever your field, it’s a good idea to get to know occupational health and safety requirements and take precautions.

Back and neck injury and eye strain from long stretches staring at a computer, and particularly without an ergonomically correct desk environment, are a chief type of office injury. Incorrect lifting of heavy objects and being hit by a falling item from a poorly stacked bookshelf are just a couple of other examples. While there’s no denying accidents do happen taking some precautions now may help minimize future issues. Ensure that all staff work environments are checked and that the desk, chair and computer are positioned correctly. Obtain or draw up a copy of employee/employer occupational health and safety guidelines and have them distributed to all staff. Ensure workers take the necessary short breaks to help avoid back pain and eye strain.

Even the simplest of small changes may help avoid major problems with staff injuries. When an employee is harmed or injured in any way, you can at least be sure that with California workers compensation insurance, they – and you – should be financially protected. For more details, be sure to speak to your insurance agent.

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