Worried About a Back Injury? With Disability Insurance, CA Employees Can Get the Coverage They Need!
One of the most common insurance claims in the workplace is for back injuries. Back problems can be extremely painful and require lengthy recovery periods. Once an employee has injured his or her back, the chances of the injury recurring is considered high, and the need for reassignment to another work area is a serious possibility. However, with disability insurance, CA employees can receive the coverage they need.
Why are back injuries so common?
The lower back holds almost all of the body’s weight - every time a person bends at the waist, or leans forward while sitting, pressure is placed on the spine. Spines are supported by ligaments, tendons and muscles, all are very flexible and easily damaged.
Other contributing factors:
Carrying extra weight around the stomach area significantly reduces the support stomach muscles should be giving to the back. Poor posture scrunches the spine into an unnatural shape and can eventually cause back pain. Stress also tenses the muscles of your back making it susceptible to strains.
Common causes of back injury in the workplace:
Heavy lifting over a period of time can eventually cause a back problem, especially if the waist is twisted while lifting. Reaching and lifting objects out of the back of a truck is another high-risk move. Working in uncomfortable positions for a long time is also unhealthy for the back.
Two simple ways to prevent back injuries in the workplace:
Wherever possible, bending over and lifting should be avoided. If lifting can’t be avoided, bending at the knees and using the legs to take the weight, while keeping the spine aligned is the proper lifting technique.
Improve employee awareness of posture and provide ergonomically suitable workstations for office employees.
Many of us don’t take the risk of back injury seriously – that is, until we experience it ourselves. But the number of claims on insurance for this type of injury suggests we should all take it much more seriously. When it comes to disability insurance, CA small businesses can rely on Louis Barnett Insurance Agency for the information you need. Contact us today!