Know Your LA Insurance Policy Thoroughly
Getting your LA insurance together, whether for home or business, means being aware of just what is in your policy. You need to know what is and isn’t covered, and if there are gaps, you need to consider options for extra insurance so you have all the coverage you need.
For instance, in both business and domestic policies, the property part of the policy may not cover certain natural disasters like earthquakes and floods. You may need to have extra, specialized coverage to give you financial back up for these events.
On the home front, if you run a business from your house, your homeowner’s policy may not offer sufficient coverage, depending on the scope of your business activities. You may need to investigate your options for business insurance in order to have the coverage you need to protect your business investment and your property.
You need to be sure of the exclusions in your current LA insurance policies so that you can add to your insurance if required. The onus is on you, as the policyholder, not the insurance provider, to ensure that you have the most appropriate coverage for your situation. Why not call us to discuss your insurance requirements?