The Risk of Not Having Disability Insurance in California
Are you the sporty adventurous type? Are you the kind of person who would sign up for a mountain climbing holiday in the Rockies, rather than lazing on a beach somewhere? In that case you might want to consider taking out some disability insurance in California.
Adventure holidays can look great in the advertisements. The thing is though, with adventure comes some risk. For a lazy beach holiday you might risk coming home with a bad case of sunburn if you’re not careful. The mountain climbing option could hold far greater risks of serious injury however – particularly if you are a novice.
You need to consider the possible consequences of slipping halfway up a mountain, or sustaining an injury while abseiling off the side of a cliff for instance. You should consider whether you would have the resources to create a new life for yourself if you injure yourself and end up with a disability that leaves you unable to work for some time.
It’s fine to go after adventure and to look for excitement. It would not be so fine to have to live with bad consequences of an injury without sufficient resources to help you manage in a world that is mostly geared to able-bodied people. Your disability insurance in California policy could provide the financial buffer that could make the difference in such a situation. Contact us for more information.