California Life Insurance
Louis Barnett & Associates works with you to simplify the California life insurance selection process.
Planning for the future can be challenging on many levels, but the experienced agents at Louis Barnett & Associates are available to assist you. With a California life insurance policy, you will feel more secure about moving toward the future. Our agents are experts on CA life insurance and can help you streamline the process of selecting life insurance coverage.
Our dedicated team of California life insurance professionals understands California’s market and regulations and can find the right plan – or mixture of plans – for your specific needs.
Term Life Insurance Basics:
- Coverage for a “term” or period of your life.
- Lower premiums for higher coverage.
- Rates can change after specific terms expire.
- No equity - cannot be used as cash value.
Whole Life Insurance Basics:
- Exactly like it says - permanent, not for a specific period.
- Protection carries with you your whole life.
- Can build equity and have cash value.
- Higher premiums than term life, but can be more valuable in the long run.
Term and Whole Life Combined:
- Build lifelong base of whole live coverage.
- Supplement specific times of your life with term insurance.
Determining the appropriate type of life insurance can become an overwhelming task. Louis Barnett & Associates is available to assist you while selecting a California life insurance policy.
Call Louis Barnett & Associates today for more information about CA life insurance.